Ingredients:
1 cup shredded sharp white cheddar cheese
1 ounce grated parmesan cheese
1 3/4 cups baking mix ( like bisquick)
1 cup skim milk
1/2 teaspoon black pepper
1/4 cup ham, chopped fine
Directions:
Mix first four ingredients together, add pepper and ham.
Mix well and spoon into muffin pans 1/2 full.
Bake in preheated 400 oven 12-15 minutes until golden brown.
Servings: 9
Time preparation: 5 min.
Time total: 20 min.